Swiss francs (CHF, SF, SFr, FS) are the currency, not Euros.

Although many businesses may accept payment in Euros, you'll be given change in Swiss francs.

Coins are of 5, 10 and 20 centimes, 1/2 franc (CHF0.50), CHF1, 2 and 5.

Bills/notes are of CHF10, 20, 50, 100, 200, 1000.

But who uses cash anyway? Most purchases will be by credit card, so you needn't worry about exchanging that much cash.

Despite Switzeland's outdated reputation as an expensive destination, prices in St Moritz are actually moderate for a high-quality European vacation—especially when you consider value-for-money.

Think about it: if a €10 meal is not very good, it's expensive, because you're not getting good value for your money. If a €50 meal is superb, it's worth every penny.